A friend of mine calls me and says she received an auto CLI of $300 on her Orchard Bank Card. And get this, she has a 30 day late from April! What? Me on the other hand. I have 2 Orchard cards. Never late and I charge something every other month or so just to show activity and PIF. One with a whopping $300 and AF of $59 since 2007 that I plan to cancel before the next AF hits in December. The other at $900 (started at $500) since 2006 also AF of $59. I forgot to cancel this one in June before the fee hit! Ugh!*
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