Okay right now I only have one USAA secured credit card reporting as a open credit card TL I am finding out I probably need to open up another one. I applied for an express card from WFNNB and was approved but should I open another secured credit card or just increase the limit on my AMEX USAA card?
Baddies on my report are:
Student loans totalling about 8k (in rehab program now)
Charged off auto loan about 5 years old
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