Low credit score 500?

Credit and mortgage advice Forums Consumer Credit Improve Credit Low credit score 500?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 7 years, 8 months ago.

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    My son had credit cards, and two cell phone bills that were sent to collection agencies. They gave him the chance to pay off what he owed by cutting the payment not quite in half. Granted alot of the money was late fees and interest. He has paid them all off. But now his credit score is very low. How does he get his score up? How long does this stay on his report? I know it would have been better to pay everything off in full. He just wanted to get out of debt quick. At least they got most of their money and he didn’t file bankruptcy.

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