Is it better to close a credit card account when you've had a bad payment history with them?

Credit and mortgage advice Forums Consumer Credit Improve Credit Is it better to close a credit card account when you've had a bad payment history with them?

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    • #396970
      Anonymous
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      I’ve had a bad 6 months where most of my cards payments were late, very late. One has gone to debt collectors but two remain open, just in bad shape. Anyways Im paying them off now finally, and was wondering if i should keep them open? This is for the sake of my credit score.

      So I guess question two is.. if I close my account, will it be as if it never happened? I think I;ve heard that before but unsure. Thanks!



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