is it be better to hire a lawyer for the loan modification for our

Credit and mortgage advice Forums Home Mortgage Mortgage Modification is it be better to hire a lawyer for the loan modification for our


  • This topic has 3 replies, 2 voices, and was last updated 10 years ago by Anonymous.
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    • #411021

      Just be patient, qualifying for a home loan usually takes months. The bank is probably worried that your wife could lose her job and then owe the student loans.

    • #411022

      Most lenders require that payments made on behalf of a borrower by an employer, family member, etc. be documented for an extended period of time; usually not less that 6 months.

      Your request is reasonable however, and I feel you should be able to get a loan; all else considered.

      There are a few items which may cause additional issues, ie. whether or not you reside in a community property state, how long your wife has been employed, what kind of loan you’re applying for, etc.

    • #198753

      mortgage adj instead of doing it on our ow? we submitted our loan modification at wells fargo but its been months and we haven’t heard from them

    • #256618

      There is nothing a lawyer can do for you. Either you qualify or you do not.

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