- August 4, 2011 at 9:09 am #228582
[FONT=arial,helvetica,sans-serif]I was wondering if anyone can recommend a course of action. Last year I had some medical bills go into collection (due to high risk pregnancy and no insurance). In one account, the debt collector (Allied Collection Services) agreed to a PFD, I went into their office in April 2010 and paid a $50 fee and in return I received a PIF letter and a PFD letter stating “Deleted from Credit Reporting as of 4/14/10”. It also states to give it 30-90 days to complete the process. Today I checked my credit report and the negative item is still there! It does say “Paid, Closed” but it is definitely not deleted! (I know, I should have checked sooner, but I’ve been in denial, I used to have a FICO of 780 and I’m pretty sure its ruined by all my medical bills).[/FONT]
[FONT=arial,helvetica,sans-serif]What is my course of action? Is it too late since its been over a year now? I still have their contact information but they are so rude over there that I want to be prepared on what to say to them when I call. Or is this a moot point by now? What are my alternatives?
Thanks for your help.
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