How to do a balance transfer on a credit card?

Credit and mortgage advice Forums Consumer Credit Credit Cards How to do a balance transfer on a credit card?

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      How does one go about doing a balance transfer between credit cards? I would like to move my American Express card balance over to my new Visa card.

      I intend to pay it off immediately (I’m not doing this just so I can hold off on paying a bill) and I am aware there may be a fee for doing a balance transfer.
      Doing a balance transfer to the new card because balance transfers count towards the reward program.

      I could easily pay off the amount I have on the card, but I get credit on my rewards program (and it’s allowed in the rules) with the other card if I do the balance transfer.

      The fee is 3% and the APR is 0% for 12 months from the start of the card. In this particular rewards scenario, the reward = more than the 3% balance transfer fee.

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