So I realized I needed a secured card and I completed an app with Capital One and now I’m in that 2-3 week waiting process to hear back from them. In the meantime my boss who has a masters in finance was sure I could get approved for a city card… nope got declined… then he said the company i work for has credit cards and he was 100% sure I’d get accepted for it since i work here… well got declined, idk if i should cuss him out for giving me bad advice or myself for actually listening even though I knew better. Point is I now have 3 inquiries on my credit… How many is too many? and what action should I take from this point forward?
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