This topic contains 4 replies, has 5 voices, and was last updated by Anonymous 8 years, 4 months ago.
- May 6, 2011 at 12:24 pm #207950
I have one credit card $600
I have one car payment $5000 credit score is about 400 because of late credit card payment
two collections on report
- May 8, 2011 at 6:02 am #266391
The amount you could get it up in 3-6 months would not be significant enough to change a creditors views on you. Took me 12 years to get a score of 805 from a 600. All payments on time, 0 collections.
- May 9, 2011 at 3:01 am #269346
just keep up with payments and it will go up slowly
- May 10, 2011 at 6:43 am #270533
Building a good score really is about paying debts and paying them on time.
To build up your score, contact the two accounts in collections and negotiate a settlement. Get that offer in writing and pay them off.
Pay down the credit card as much as possible.
Make sure you stay current on the car loan.
- May 17, 2011 at 12:21 am #277467
Try Viagra, that’ll help get it up!
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