How can I buy home insurance if I use one room for my business?

Credit and mortgage advice Forums Buying Your Home How can I buy home insurance if I use one room for my business?

This topic contains 3 replies, has 3 voices, and was last updated by  Anonymous 8 years, 2 months ago.



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  • #207883

    Anonymous

    Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as “not eligible” for home insurance. Is this true? How do I get around that? What’s the best home insurance company?



  • #272229

    Anonymous

    Do you meet clients at your home? Do you have people coming and going throughout the day in relation to your business? If yes, then you may have a problem, but only with restrictions on your policy (ie, possible theft clauses). If you don’t have business related visitors to your property then you really shouldn’t have a problem finding insurance.

  • #272329

    Anonymous

    Do you meet clients at your home? Do you have people coming and going throughout the day in relation to your business? If yes, then you may have a problem, but only with restrictions on your policy (ie, possible theft clauses). If you don’t have business related visitors to your property then you really shouldn’t have a problem finding insurance.

  • #280024

    Anonymous

    It ‘Me is correct. I will add that if you don’t have anyone coming to your home home on business I would keep my mouth shut about having a home business. Sorry I can’t offer advice on insurance companies. I live in Florida and our choices are very limited due to hurricane risk. Many top companies offer auto only.

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