I’m a 21 year old male who is somewhat frustrated because i’m trying my best to establish credit. I feel that i’m pretty knowledge on my credit. I get a new report every few months, just have never checked my credit score. I have two open credit card accounts that are paid on time every month and have been opened for a good amount of time now. One account is for my student loans for college, but that isn’t paid on yet due to deferrment so it’s just stated as “pays as agrees” on my agreement. They all are under “Good Standing”. Lastly, I recently called the national number to opt out of inquires so that it stops affecting my score. Any other advice on how to build my credit and make my score go up?
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