Has anybody tried this?

Credit and mortgage advice Forums Consumer Credit Improve credit Has anybody tried this?

This topic contains 0 replies, has 1 voice, and was last updated by  davefollmer 8 years ago.

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    I have several charge off accounts and in the next few months I will be paying most of them. However, I don’t want to pay for them and have them deleted from my credit report. I was thinking maybe the creditor can reinstate the account if I explain my situation.


    So technically, if they agree to reinstate my account and delete the negatives, I’ll pay them full.


    Is this even possible? Has anyone tried this? *


    Or should I just go ahead and pay them as long as they agree to remove from my credit report?*I’m just afraid that if I do this, I won’t be able to apply for a credit card with them in the future.



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