Fixing Credit Problems of the past…?

Credit and mortgage advice Forums Consumer Credit Improve Credit Fixing Credit Problems of the past…?

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    Fixing Credit Problems of the past…?
    Is there a “real” way to fix your credit? Not some “fly by night” company, a real way to fix it. I understand that it might take a while and some money, but who, where and how?
    And what does Fall off your report mean? Do things only stay on your credit report so long?? 99% of the negative things that I have are from like 10+ years ago. I was around 20 and made some stupid decisions.
    So then if I fix my credit, how does that effect my score going up? And help with being eligible for anything?

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