- This topic has 6 replies, 3 voices, and was last updated 10 years, 2 months ago by Anonymous.
- May 5, 2011 at 2:35 pm #205055AnonymousInactive
I get a recorder on the phone? And why they put information form tens, then it take tens years to get it off?
- May 16, 2011 at 11:49 pm #277348Jermaine MoodyMember
Loan officers do not “make up credit scores.” See here:
- May 30, 2011 at 11:19 pm #430938AnonymousInactive
There is no one “rate.” Shop around with different lenders. The VA only insures the loan – they don’t lend.
- May 30, 2011 at 11:19 pm #430939AnonymousInactive
Unless you have a fixed-rate mortgage, the current mortgage interest rates are very important to deciding how much you should pay every month therefore it is always a good idea to keep an eye on what the rates are doing. If interest rates should rise, so will your monthly payments and again, if interest rates were to fall, so would the amount you would have to pay.
Monthly repayments made on your mortgage and the amount that was borrowed, is determined by current mortgage interest rates. Different companies offer different interest rates so it is a good idea to shop around for the best deal before settling on one particular lender.
- May 30, 2011 at 11:19 pm #430940AnonymousInactive
The best place to find the rates is to find a local bank,mortgage broker or Realtor to work with.
VA does not loan money they only guarantee the upper 25% portion of the loan to the lender who loaned you the money,which makes the VA loan a better bet for the bank, because they know even if you go into foreclosure, VA will step in. You can’t go wrong with a VA loan, rates are never higher than on any other loan and it is just about the only program left that allows you to buy a house without a down payment.
- May 30, 2011 at 11:19 pm #430941AnonymousInactive
The VA Loan Guaranty Program does not provide the mortgage itself, the mortgage loans are made by private lenders such as banks, savings and loan associations, or mortgage companies. To get a loan, you must apply through a lender. Because the VA guarantees the loan, mortgage companies will more times than not offer you an excellent rate with a no money down but it still depends on your credit standing.
- May 30, 2011 at 11:19 pm #430942AnonymousInactive
a 30 year fixed with no points is 5.610. just type v a interest rates
in your search bar and sites will come up
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