Debt Management Plan — or try to settle with the banks

Credit and mortgage advice Forums Consumer Credit Credit Cards Debt Management Plan — or try to settle with the banks

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    • #231600
      Anonymous
      Inactive

      Hello there,

      *

      I have $25000 worth of credit card debt.* My minimum payments are about $700 per month.* I also have a student loan monthly payment of about $200.

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      I have never had a 30-day late.*

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      Should I try to negotiate with the credit card companies, or should I enroll in a Debt Management Plan?* I hope I’m not at the point where I have to declare Chapter 13 Bankruptcy.

      *

      Thanks for any advice.*



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