Charge offs possible to get deleted?

Credit and mortgage advice Forums Consumer Credit Improve credit Charge offs possible to get deleted?

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This topic contains 3 replies, has 1 voice, and was last updated by  Anonymous 8 years, 5 months ago.

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  • #417274


    You can’t “trade” a loan under FHA or any other loan.

    So you’ll need to sell the single-wide trailer, pay off that loan, and then purchase a double wide…which is a NEW loan.

    You can’t do an FHA loan unless it’s on a permanent foundation.

  • #417275


    The problem here is that you will have 2 loans to pay off, for a total of 59,995 and only space for one mobile home. You need to sell this one and have it moved out, then buy the second one to replace it. You can’t just get rid of the one you have now, there is a lien on it.

  • #417276


    You can not “TRADE” loans, you have to pay the first one off (sell the single wide) and then get a mortgage on the second.

  • #200379


    First post here.* These forums are a godsend.* I waned to know if it’s possible to pay a charge off and then send a PFD?* Are charge offs unpayable?


    Thanks everyone for the help!


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