Buying a home, what do I need to know?

[Anonymous]

I really want to buy a home in the next year or so. We are working on our second child, due in February, and our lease is up on our two bedroom apartment in May. I have never looked into it before, I don’t even know where to start. My credit isn’t great (debt from years ago and current student loans), but my husband’s is really good. I was also wondering if someone could give me an average of how much the home costs to how much the monthly payment on the loan would be. Like if I bought a $ 120,000 home, my monthly payment would most likely be….. Any help anyone could give me on this would be much appreciated! Thanks!

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