Best place to get a mortgage from: Bank, Credit Union or Broker?

Credit and mortgage advice Forums Buying Your Home Buying a Home in Los Angeles Best place to get a mortgage from: Bank, Credit Union or Broker?

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    • #253597
      Anonymous
      Inactive

      Hi,
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      I’m planning on getting a mortgage very soon and am not sure on the pros and cons between going with a Bank, Credit Union or Mortgage Broker.*I was thinking of trying Bank Of America (my bank) but recently heard about Lockheed Credit Union as an alternative choice.
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      Do any of you have a preference on where to get a loan from?
      Does having nearly 800 FICO and 20-30% downpayment gain any advantages from one type of lender over the others?
      Do Broker’s get paid by commission, if so, do I pay the commision or the lender?*
      *
      Many thanks for your thoughts!
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      *



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