Analyze my BUDGET!!!???!!!???

Credit and mortgage advice Forums Home Insurance Analyze my BUDGET!!!???!!!???

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    • #395396
      Anonymous
      Inactive

      OK, so I will be starting my first full time job in about 5 months, and I will be making $ 40,000 dollars per years. What do you think of this budget? What am I missing?

      Gross Monthly $ 3,333.34
      Fed Income Tax ($ 350.50)
      State Income Tax ($ 134.00)
      Social Security ($ 194.26)
      Medicare ($ 45.44)
      Health Insurance ($ 52.00)
      Dental Insurance ($ 25.00)
      Vision Insurance ($ 7.82)
      401(k) (6%) ($ 200.00)
      Net Monthly $ 2,324.32

      Expenses:

      Rent/Mortgage ($ 550.00)
      Utilities ($ 70.00)
      Cable/Internet ($ 65.00)
      Cell Phone ($ 50.00)
      Food ($ 250.00)
      Car Payment ($ 115.00)
      Gas ($ 100.00)
      Spending Money ($ 160.00)

      Remaining for Savings$ 964.32

      My biggest short term goal is to save for my own house. I currently have about 18,000 already saved up for that.



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