After you make a payment when does your credit score change?

Credit and mortgage advice Forums Consumer Credit Improving Your Credit Score After you make a payment when does your credit score change?

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    • #207179
      Anonymous
      Inactive

      When a collector puts something on your credit report and you pay off the debt when does your credit score go back up?



    • #263100
      Anonymous
      Inactive

      Whenever they next report your balance to the credit bureau.

    • #265271
      Anonymous
      Inactive

      Paying off a collection will not improve your credit score, the damage has already been done.

      The account will be reported on your credit history for the remainder of the 7.5 year reporting period. The collection account will just update to paid collection.

      The impact of the collection will lessen after the account is two years old.

    • #281490
      Anonymous
      Inactive

      The balance should change on the next cycle report.

      The FICO score will change over “time”.

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