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  • Help me plan my next move/build portfolio
    Scores: round 730 Fico8, no baddies. Oldest card: 5+ years. Income 80K. I went on an app/CLI spree. Regret being trigger happy with Amex, but ah well. I wanted to start building a relationship with …
  • Unsure of where to post this
    In sept 2006 I had a hsbc personal loan. It started to fall behind 150 days late. I got a call from hsbc collection and started making my payments again. As of July 2014 it …
  • Seeking help with Portfolio Recovery issue
    Let me preface my first post with advising everyone I have done a ton of research on this subject and am still very confused with the proper order of operations on how to deal with …
  • Help Rebuilding-Charge off and Collections
    I will be applying for a mortgage this year soon as my middle FICO score is 680+ (prefably 720) and/or I save up more money for the down payment. Currently scores are EQ 671 TU 679 EX …
  • HIPAA Question
    So I started the HIPAA process and sent letters to CAs requesting validation of my medical debt. I got one back from ProCo with a copy of my detailed medical bill from an ER visit, …
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