Fixing credit report.?

I took all our income tax and mad payments or settled all our bad cases on our credit report, now its slowly coming off but the score isn’t going up. So we stated running it trying to get a credit card to show good payments and so on, with that no luck now we were able to get a person loan but will not make a true different tills it payed off, but if we pay it off sooner than 12 months we are back to were we are now. We are thinking now of doing a secured card but we told it will be up to a year before they report it to the credit reports…?? Any help out there? Just want a house, and start life. Also any saving suggesting or budgeting help would be helpful.

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