FHA vs USDA loans.. which ones is better?
I am considering two loans in state of NJ
FHA requires 3.5 % down payment Vs USDA requires no down payment , lower PMI
I want to know which ones of these loans are better for me in the FUTURE. I can afford 3.5 % down . but does that mean the percentage that i put down go towards the priciple of my loan? ( which is better)
USDA loan just add extra to your loan??? please answer