Family loans – Need advice for loans between family members.?

My mother made a personal loan to my son in the official 40K + It took a mortgage on their house. Loan will be repaid, but slow and inconsistent. Need PYMT plan to ensure all their money and interest are covered by repymt. would also need a file (somewhere) is to ensure the legality of the beneficiary or payer. I do not want links to loan companies want us to do, but need advice for interested models, sketches, etc., figure, etc., and how and where the file to ensure it is legally binding. Search for “how to” suggestions, no names or evidence of lending institutions.

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