Familiar with Money Merge Account from First Financial?

Folks, my wife and I are interested in something called a Money Merge Account (MMA), which is an accellerated mortgage payment system from a company called First Financial. We have no reason to doubt it as a genuine and effective program, but I would like impartial input. Anybody out there familiar with it, have trouble with it, have success with it? Any input would be helpful. Thanks.

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