does the usda rural development offer payment deferments on past due mortgage accounts?

alot of mortgage companies offer payment deferments to the end of the mortgage loans to allow clients to catch back up on behind payments or keep from foreclosing. My sister has this loan and has had terrible problems with her income and is behind 6 months. they say that she is in foreclosure but the loan is not with any legal department yet. SO does anyone know if they will do a deferrment? We have called, they say they don’t but their website says they will. Who is right???

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