Does possible spouse’s bad credit affect my good credit score?
I am getting ready to graduate from college. I have been with my bf for 9 years. We want to get married and purchase a house when I graduate and begin my career. He has terrible credit and my credit is pretty good. If we get married, can I get a loan by myself without his credit affecting anything? Can I put him on a loan if I am the primary borrower? What are the pros and cons of our combined credit if we get married? Will being married to someone with poor credit ruin all hopes for a normal rate mortgage loan? It’s a lot to think about. Thanks for your input!