Does it increasingly difficult for people to get a mortgage?

I have here, is that more and more difficult for the people and for a mortgage guidlines loan.That many are still close to qualifying. Who now knows the truth about the mortgage industry. Who can and who is not? Investment property is harder to get what the problem is. I think people talk too much to scare consumers. If yes, I understand, because so many banks trying Forclosure, these offers are to be avoided. And brings more stability.

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