Does anyone know of a good way to find foreclosed apartments in NYC without paying for the info?

New York City is a tough Real Estate market. Does anyone know if foreclosures even exist here? If so, where does one get the info on foreclosures without paying for the information or through a reputable source like a bank who holds the defaulted mortgage loans? Also I am not a first time home buyer. What government programs are there to help someone buying again? Sally Mae was great my first time out, but what do I do if I want to buy a second time?

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