Does anybody know of any good mortgage offers?

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I’m living in my first home and currently have a interest only mortgage which I’m locked into for 2 years, but I am looking to change to a mortgage where I start to pay of some of the capital on the loan. Can anybody offer me any advice on any good mortgage offers currently on the market or anywhere where I can get hold of good inpartial advice.


  1. Reply
    April 12, 2012 at 10:12 am

    go in a mortgage shop LOL

  2. Reply
    April 12, 2012 at 11:04 am

    if you live in the UK try

    it’s a great website that gives you information of every thing to do with mortgages and other cost cutting tips.

  3. Reply
    Jane w
    April 12, 2012 at 11:58 am

    you could switch to repayment mortgage or ask your current lender if you can make overpayments. You need to talk to an independent mortgage adviser. Depending where you live in country I can give you a phone number of one

  4. Reply
    April 12, 2012 at 11:58 am

    the best one to deal with this is an Ufa

  5. Reply
    April 12, 2012 at 12:03 pm

    Royal Bank of Scotland do a brilliant repayment fixed rate mortgage. I got it at 4.75% which is incredibly low for a fixed rate (but obviously I’ll only get this for two years, I’ll change it then). You may not get it at this rate now but you can try as I got mine at the beginning of this month. If they won’t do it, keep looking, you will find something. Good luck.

  6. Reply
    April 12, 2012 at 12:57 pm

    well something tells me you have a prepayment penalty on that loan and you did not have the best credit while getting in. If you dont have good credit, you’ll find the fixed loans to be a lot more expensive. If you have above a 680 fico though, a fixed rate is a good idea.
    You can always pay more if your stuck. Make an extra $ 50 dollars per 100k borrowed and you’ll do about the same over the next two year.

    more question?

  7. Reply
    David F
    April 12, 2012 at 1:02 pm

    Gaz, I work for a National Lender and we have a lot of great programs.

    Email me and I will send you all my contact information.

    Thanks, David

  8. Reply
    April 12, 2012 at 1:04 pm

    refinance. shop around. dont get into anything before you know what you are doing.

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