does all hard credit checks (mortgage, bank, credit card) count the same as one “check” within the same time?
meaning when i check mortgage rates, apply for new credit cards, and apply for checking accounts all at the same time period (within 30 days) – can they all count as one hard pull?
ex:”A hard pull is done by banks and mortgage brokers. When a mortgage broker pulls your credit. Every time it is done, it is a hard pull, and will lower your credit. A bank is also a hard pull, but once a bank pulls your credit, any number of banks can pull your credit in a 30 day period and not effect your credit.”