Do you need a special real estate agent to find foreclosure properties?

I’m 50,000 in debt with student loans, however, I have managed to save about 20,000 with a credit score of 820. I recently signed up for a foreclosure listing site but a lot of the homes were dated or no longer available. I was also pre-approved for a mortgage loan of 300,000. My other question is….Can I purchase a foreclosed home with the loan I was approved for or do I need “all cash” to do so?
Also if anyone can refer me to a great agent who deals with foreclosures in California would be awesome…:)

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