Do you need a prenuptial agreement to keep your money separate?

I am getting married in a few months and really want some information on the best way to go about keeping my bank account separate from my future husband’s. I have a large amount of money whereas my husband does not. He also has a very low credit score and want to make sure that it does not affect my credit. Do you need a prenuptial agreement or do you basically just need to have two separate bank accounts to keep our money separate.

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