Do Manufactured Homes Qualify for the USDA Rural Developement Mortgage Loan in Florida?? PLEASE HELP!!?

I have heard SO many different answers to this question. Some say yes and then some say no, I feel like a realtor with all the info I have learned about the real estate market but I still can’t seem to resolve this question. I have the website to the USDA but I’m still confused. A little info….I am looking to put a bid on a 1997 double wide on 3.3 acres of land. It qualifies for USDA due to the area but I dunno if mobile homes do. PLEASE HELP me solve this question ONCE AND FOR ALL!! Thanks!

Meeting the housing needs of rural residents results of the 1998 survey of USDA’s Single Family Direct Loan Housing Program (SuDoc A 93.41:91)


My wife and I are wanting to purchase the house we are renting, and the loan would be through the USDA Rural Development. In the application, it said we need a copy of two years W2s, but we did our taxes online via a public computer the last two years and we don’t have them. I noticed on the IRS website that you can get either a transcript of your W2s for free, or your actual W2s for $ 57 per year that you request. I can’t afford to get the actual W2s, and we’re wanting to expedite this so we qualify for the $ 8K tax credit for first time home buyer (cutoff date being early December). I called the local USDA office and the woman said she “thinks” she needs the actual W2s, but she didn’t sound very sure about that. I’ve read online that you can take a transcript. So any clarity on the subject would help.

In response to not buying the house because we can’t afford the $ 57 copies… if we bought our house, our bank said that we’d actually SAVE about $ 200/mo in what we pay on rent. =)

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