Do I need Owner’s title insurance in a new construction home?
I’m buying a new home. The seller built the house for me over an existing lot of his property. Do I need to buy a regular owner’s title insurance? or might I save some money buying it only for the land?. Since the house is a new construction it should not be any liens. is this a right assumption? The house is located in TX.
Also if I need to buy owner’s title insurance does it has to be from the same company providing the lender’s title insurance.