Do I need a debt program for getting ready for a home?
We have no kids and no dependents. We are looking into getting a mortgage in 2 years.
What do they look for when getting a mortgage?
We have one credit card at $ 14,000, 2% – $ 250/mo.
We have a car loan added with a consolidation loan to it for $ 30,000 – 6% – $ 620/mo – 5 years
total debt : $ 44,000.
any ideas on how to pay this down quicker?