Disabled Veteran home loan, why is income based on gross income when not taxed. Not fair?

A disabled veteran that gets 100% disability is exempt from federal taxes. Today’s VA disability is approximately $ 2769 so the banks considers this “Gross income” even though it’s not taxed? This disabled veteran won’t be able to qualify for enough if it’s not considered. Are banks able to account for the tax exemption????
A person with an income of $ 3700 taxed at 25% which would leave them with $ 2775( same income as disabled veteran) with the same amount of debt qualifies for a bigger home loan, this doesn’t seem fair.
A Hunch, that doesn’t answer the question. Also not the same thing. Dual income is a whole other issue.

Register New Account
Reset Password