Descent home loan with bad credit?

Found a home i want to buy worth 125000 only need a loan for 90000. Have bad credit due to past issues no bankruptcy or repossesions tho. Is it possible to get descent financing with no bull? Which comp. is most dependable with this situation? Could a bank possibly do this? I always heard banks wouldnt unless over 620 credit. Mine in mid 500’s. Any help appreciated.

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