Credit Union or Bank for a Secured Credit Card?

I was just wondering which is better to go through. I have a checking and savings account open at Bank of America but I’ve heard that there are perks to joining a credit union and the APR rates might be cheaper. Which is the best way to go? What other perks are there to joining a credit union and would it be helpful to me establishing credit? If you ever got a secured credit card, which one worked for you?

Thanks in advance. ;]

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