Credit repair after divorce help?

My husband and I both went through divorces and had our credit basically ruined. Both of our exes charged up our cards, and who has thousands of dollars to spend on attorneys? All of my charge offs happened a age 18-19, and at 27, are almost all off my report. My husband though, only went through his divorce 2 years ago, and after 2 years of struggling, his cards all had to be charged off. I know that mine should e left alone because they will be gone soon, but what about his? His are all recent, and we anted to buy a house in a few years, how can we recover from this? We just bought a car, and we have one active credit card we are payin on. What can we do? What will have the most impact?

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