credit repair after a loan modification?
After 2 years I have finally succeeded in getting my mortgage modified to a fixed 2 % (caps at 4 % after 5 years) . While a small price to pay for the incredible amount of money I am saving and I can now afford my mortgage payments , my credit score was affected not even for paying late but for showing a “partial payment artrangement made” . This knocked me down 100 points froma 750 to 650 . Does anyone know a reliable way to get this fixed and have my credit score back where it was? Any help much appreciated