country wide is our lender and their charging us $21,537 to lock the rate of 4.75% for a $510,000 refi loan?

Hi. We are in a process of refinancing our home with a new borrower on the loan. We are buying out my brother who is the original borrower and taking a refi cash out to pay off his share.. countrywide is charging us $ 21,537 to lock the rate of 4.75% for the loan of $ 510,000 for which $ 91,000 is the cash out. Is this fee reasonable or too high.
We live in hawaii.

Register New Account
Reset Password