Closing and credit check?

Ok I’m panicking for the last day because we have a new credit card debt since the last time they would have a credit check for our mortgage. Today is Tuesday this week (September 15) closes. My loan officer told me long ago they would not be a credit check also, if we this medication too long, we know we have it. It has about 45 days. We have a co-signer and it has virtually no debt and made more money than we do about $ 800. Should I to him on this issue or is it? Will they run another credit check so close to the fence?

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