Citi Mortgage Loan modification question?
I have a Citi Mortgage payment of $ 2525 a month. I am behind on my mortgage. I am currently not living in the home. It was a rental home when I was transferred out of the area. I am now back home and want to move back into the home but with bad renters who never paid I am behind on the payments and foreclosure is right around the corner.
I am making on average of $ 5000 a month. My total bills with out the mortgage payment is $ 2200 a month. Do you think Citi will work with me and if so in what way?
My current interest rate is 5.5% on a 30 yr fixed rate.