check out this mortgage good faith estimate of settlement charges?

Please explain where this looks kosher vs. questionable

No loan origination fee, but

Appraisal Fee: $ 495

Lenders Inspection Fee: left blank

Processing Fee: $ 495

Underwriting Fee: $ 1095

Interest for Mortgage Insurance Premium: 15 days @ $ 21 per day = $ 320. I am putting 20% down – do I have to have MI?

Hazard Insurance Premium $ 968

Closing or Escrow Fee: $ 450

Notary Fee: $ 150

Owners Title Insurance $ 500

Recording $ 500

Total estimated settlement charges: $ 4573
spam reported
Forgot to add: no points.

loan amount @ $ 175k

Yes I am def. shopping around

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