chapter 7 question(State Of Arizona)?
my wife and i had to file chapter 7 due to personal reasons
we filed through the court on november 23,2009. we were behind in our mortgage. today i recieve a letter in the mail that states
deutsche bank national trust company, as trustee for first franklin mortgage loan trust 2006-ff11 v.cox
notice of default and acceleration (December 8,2009)
dear martin cox
the purpose of this letter is to provide you with written notice,persuant arizona bankruptcy LR 4001-1 (b) that your client is in default. this communication
is required pursuant to the above-mentioned local rule by U.S. bankruptcy court of arizona and therefore, is in no way a violation of the automatic stay.
the letter is to advise that our office has been reatained by deutsche b
ank national trust company.
please contact our office in 5 business days from the date of this notice
should your client wish to immediately clear the default.should our office
not recieve a response by december 15,2009, our office will immediately procede
with a motion for relief on december 16,2009.
7 monthly payments=5,217.80$
corporate advance=$ 95.00
foreclosure fees and costs=1,679,40
demand fee 400.00$
accured late fess=$ 50.05
i need a good legal response to combat this, they know im pro se and not familiar
with all the legal aspects.