chances of being denied a loan?

with excellent credit…my husband and I are newleyweds and we want to combine some of our individual debts into one payment, as well as put a roof on the house we just bought. We want to get a $ 10000 loan…do you think we would have a problem getting approved through our bank? They also carry our mortgage and one of our credit cards (we only have two w/small balances)…any thoughts?

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