car insurance claims?

I’ve always had car insurance but recent;y bought a new car (one month ago). Today I saw a weather report that a big storm was heading our way with hail so I got online and decreased by non-collision deductible to 100 from 500. This was able one hour before the storm hit. The hail damage on my car in bad, not horrible but bad. I’m afraid that the insurance company will not want to cover the damage with the 100 deductible. Anyone have any experience or knowledge to share.

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