Cannot afford paying mortgage!?
I owe about $ 23K on the mortgage and been paying on time for years until now. Is there a loan modification or some type of forbearance for 6 to 12 months until I get some source of income to pay the mortgage with my mortgage company? Of course I understand I will owe the difference later on. Any best advice to keep the house until the mortgage balance is paid off.
The house is worth $ 75.5K