Canadian mortgage and the type of question?

My son is 19 and built a new house three-quarters of the way finished. They have money and need a small loan of 25,000 and the house is already on sale (the sale of the building) to 139,000. Their two names on the deed. One of them is over 2 years of continuous employment, but the second is not significant and is trying to build a self-employed, this house all the time, and before that was a futile undertaking independent that he sold the company Real Estate as a starter .. .. anyway, it is not available for taxes. Not one of them has no debt or loans. I went to the bank today (I just like their mother and I have no credit at all) and the lady took all the info you said, it will automatically be rolled, but then it would be to send their recommendation to watch it. He said it would take a few days. sooo what are their options? is a mortgage officer at the bank where ever, with “recommendations? or was it just her being polite?

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